Kegagalan Tata Kelola Korporat dan Dampaknya terhadap Kepercayaan Publik: Studi Literatur pada PT Asuransi Jiwasraya
DOI:
https://doi.org/10.56910/gemilang.v5i3.2266Keywords:
Public Trust, Corporate Governance, Financial ScandalsAbstract
Failure of corporate governance in State-Owned Enterprises (SOEs) can have systemic impacts, including loss of public trust in state institutions. The case of PT Asuransi Jiwasraya is a clear example of how violations of Good Corporate Governance (GCG) principles can lead to major financial scandals. This research aims to analyze the causes of governance failure and its impact on public trust. The method used is a descriptive qualitative approach through a literature study of secondary sources such as scientific journals, official agency reports, and news from trusted media. The results showed that the failure was caused by weak internal and external supervision, unprudent investment management, and manipulation of financial statements. The scandal had a widespread impact on the decline of public trust in the financial industry and the credibility of the government. This research emphasizes the importance of comprehensive reform of SOE governance, strengthening the role of regulators, and improving public financial literacy as an effort to prevent similar cases in the future.
References
BPK RI. (2020). Laporan hasil pemeriksaan investigatif atas PT Asuransi Jiwasraya (Persero).
Hutapea, R. (2021). Transparency and accountability in state-owned enterprises. Indonesian Journal of Governance and Policy.
Kejaksaan Agung Republik Indonesia. (2020). Laporan perkembangan kasus Jiwasraya. Jakarta: Kejaksaan Agung RI.
Kompas. (2020). Kronologi skandal Jiwasraya dan upaya penyelamatan negara.
Kompas. (2020, Januari 2). Skandal Jiwasraya dan kepercayaan publik yang terkoyak. Kompas.com. https://money.kompas.com/read/2020/01/02/110000126/skandal-jiwasraya-dan-kepercayaan-publik
Nur’aini, D., & Widodo, A. (2021). Governance failure and public distrust: The case of Jiwasraya insurance. Jurnal Manajemen dan Bisnis Indonesia, 7(1), 12–21. https://doi.org/10.22146/jmbi.67891
OECD. (2015). G20/OECD principles of corporate governance. Paris: OECD Publishing. https://doi.org/10.1787/9789264236882-en
OJK. (2021). Laporan tahunan dan statistik industri asuransi Indonesia.
Otoritas Jasa Keuangan (OJK). (2020). Laporan tahunan OJK 2020. Jakarta: OJK. https://ojk.go.id
Panelewen, M. P. (2023). Ketidakpatuhan terhadap prinsip Good Corporate Governance dalam kasus PT Jiwasraya: Tinjauan hukum dan implikasi bagi perusahaan BUMN. Uneslaw Review. https://doi.org/10.31933/unesrev.v5i4
Pratiwi, R. (2023). Analisis pelanggaran prinsip dasar etika akuntan pada PT Asuransi Jiwasraya. Majalah Ilmiah FISIP UNTAG Semarang, 20(1), 212–221. https://doi.org/10.56444/mia.v20i1.673
PT Asuransi Jiwasraya (Persero). (2018). Profil perusahaan Jiwasraya. Diakses dari https://jiwasraya.co.id
Risliana, F. A., Gunansyah, R. A., Putri, H. S. A., Kautsar, N., Afaiz, Z. R., Putri, R., Rinaldi, M. A., & Ansori, M. T. (2024). Studi kasus korupsi dalam pengelolaan investasi PT Jiwasraya: Tinjauan terhadap praktik keuangan yang tidak sehat. Laporan Proyek Mata Kuliah Pendidikan Anti Korupsi, Universitas Siliwangi, Fakultas Ilmu Sosial dan Ilmu Politik.
Sari, Y. R. (2021). Analisis fundamental perusahaan PT PP Properti dan relevansinya terhadap skandal investasi perusahaan asuransi Jiwasraya (Skripsi Sarjana, Universitas Islam Negeri Raden Intan Lampung).
Subekti, M. F. A. (2024). Analysis of corporate governance failure and its implication on public trust: Lessons from Jiwasraya case. Journal of Indonesian Financial Studies.
Tempo. (2019, Desember 31). Modus dan dugaan korupsi Jiwasraya. Tempo.co. https://nasional.tempo.co/read/1290956/modus-dan-dugaan-korupsi-jiwasraya
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2025 GEMILANG: Jurnal Manajemen dan Akuntansi
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
