THE INFLUENCE OF FAMILY ECONOMIC EDUCATION, SELF-CONTROL, AND INDIVIDUAL MODERNITY ON CONSUMPTIVE BEHAVIOR THROUGH FINANCIAL LITERACY IN BACHELOR STUDENTS OF THE FACULTY OF ECONOMICS AND BUSINESS, UNIVERSITAS NEGERI MALANG CLASS OF 2020

Authors

  • Arista Elok Dwi Rangga Universitas Negeri Malang, Indonesia
  • Agung Haryono Universitas Negeri Malang, Indonesia
  • Sugeng Hadi Utomo Universitas Negeri Malang, Indonesia

DOI:

https://doi.org/10.56910/literacy.v1i3.319

Keywords:

family economic education, self-control, individual modernity, consumptive behavior, financial literacy.

Abstract

The purpose of this study was to determine the effect of family economics education, self-control, and individual modernity on consumptive behavior through financial literacy in undergraduate students of the Faculty of Economics and Business, State University of Malang, class of 2020. This research is included in a quantitative approach using the explanatory method. Data collection used a questionnaire that was distributed to 291 students. Data analysis used Structural Equation Modeling (SEM) in the LISREL program. The results of the analysis test in this study indicate that family economic education, self-control, and individual modernity influence consumptive behavior through financial literacy.

References

Deenanath, Veronica, Danes, Sharon dan Jang, Juyoung (2019). Purposive and Unintentional Family Financial Socialization, Subjective Financial Knowledge, and Financial Behavior of High School Students. Journal of Financial Counseling and Planning Vol 30 Issue 1. DOI:10.1891/1052-3073.30.1.83

Fiqriyah, R., & Wahyono, H. (2016). Pengaruh pengelolaan uang saku, modernitas, kecerdasan emosional, dan pemahaman dasar ekonomi terhadap rasionalitas perilaku konsumsi siswa kelas X IIS MAN 1 Malang. Jurnal Pendidikan Ekonomi (Economic Education Journal), 9(1).

Gutter, M., Garrison, S., Copur, Z. 2010. Social Learning Opportunities and the Financial Behaviors of College Students. Family and Consumer Science, 34(8), 387-404. DOI: https://doi.org/10.1111/j.1552-3934.2010.00034.x

Haryani, I., Herwanto, J. 2015. Hubungan Konformitas dan Kontrol Diri dengan Perilaku Konsumtif Terhadap Produk Kosmetik pada Mahasiswi. Jurnal Psikologi, Vol 11 No 1.

Jumantini, E. (2016). Pengaruh Modernitas Individu, Lingkungan Sosial, Dan Literasi Ekonomi Terhadap Gaya Hidup Dan Implikasinya Pada Perilaku Konsumsi Siswa:(Studi pada siswa SMK Bidang Studi Keahlian Bisnis dan Manajemen Terakreditasi A di Kota Bandung) (Doctoral dissertation, Universitas Pendidikan Indonesia).

Kumalasari, D., & Soesilo, Y. H. (2019). Pengaruh Literasi Keuangan, Modernitas Individu, Uang Saku Dan Kontrol Diri Terhadap Perilaku Konsumtif Mahasiswa Prodi S1 Pendidikan Ekonomi Angkatan Tahun 2016 Fakultas Ekonomi Universitas Negeri Malang. Jurnal Pendidikan Ekonomi, 12(1), 61-71.

Lantos, G.P. 2010. Consumer Behaviour in Action: Real-Life Applications for Marketing Managers. M. E. Sharpe.

Luksander, A., Beres, D., Huzdik, K., & Nemeth, E. (2014). Analysis of the Factors that Influence the Financial Literacy of Young People Studying in Higher Education. Public Finance Quarterly, 59(2), 220-241.

Maharani, R. (2018). Pengaruh Modernitas dan Literasi Ekonomi Terhadap Perilaku Konsumsi Siswa Kelas XI IIS Di SMA Negeri 1 Talun. Jurnal Pendidikan Ekonomi (JUPE), 6(3).

Mimura, Yoko; Koonce, Joan; Plunkett, Scott; Pleskus, Lindsey. 2015. Financial Information Source, Knowledge, and Practices of College Students from Diverse Backgrounds. Journal of Financial Counseling and Planning Vol 26 Issue 1, DOI:10.1891/1052-3073.26.1.63

Miotto, A., Parente, J. 2015. Antecedents and consequences of household financial management in Brazilian lower-middle-class. Rev. Adm. Empres. 55(1), 50-64. DOI: 10.1590/S0034-759020150106

Munandar. A.S . 2001. Psikologi Industri dan Organisasi. Depok. Penerbit Universitas Indonesia (UIPress)

Pinki,Rani. 2014. Factors Influencing Consumer Behaviour. Institute of Law Kurukshetra, 2(9):52-61

Putra A, Handayani S, Pambudhi A. 2012. Perilaku pengendalian diri pada perilaku manajemen keuangan personal berdasarkan pada teori planned behavior menggunakan pendekatan partial least square

Rahayuningsih, Yulia, D. 2011. Jurnal Hubungan Antara Kontrol Diri dengan Perilaku Konsumtif Pada Mahasiswa. Surakarta: Fakultas Psikologi UMS.

Riitsalu, L., & Raaij, F. V. (2020). Self-control, future time perspective and savings–The keys to perceived financial well-being. Technical Report, October, 1–35.Risnawati, R., & Wardoyo, C. (2018). Pengaruh pendidikan ekonomi keluarga, gaya hidup, modernitas individu, dan literasi ekonomi terhadap perilaku konsumtif siswa. Jurnal Pendidikan: Teori, Penelitian, Dan Pengembangan, 3(4), 430-436.

Rohim, A. M., Haryono, A., & Wardoyo, C. (2022). The Effect of Financial Education in The Family, Financial Literature, and Self-Control on Financial Management through Consumption Rationality. Journal of Economics Education and Entrepreneurship, 3(1), 1-17.

Rozaini, N., & Ginting, B. A. (2019). Pengaruh Literasi Ekonomi Dan Kontrol Diri Terhadap Perilaku Pembelian Impulsif Untuk Produk Fashion. Niagawan, 8(1), 1-9.

Sabir, M.C.O. 2007. The Effects of Races and Family Attachment on Self Esteem, Self Control, and Deliquency. New York: LFB Scholarly Publishing LLC.

Schiffman, L & Kanuk L. 2008. Perilaku Konsumen. Jakarta: PT Indeks

Shady, B. 2013. Pengaruh Pendidikan Ekonomi Keluarga terhadap Perilaku Konsumsi Dimediasi Literacy Ekonomi dan Gaya Hidup pada Mahasiswa FE UM Angkatan 2011. (Tesis tidak diterbitkan). Pascasarjana Universitas Negeri Malang, Malang.

Sianipar, H. A., Gultom, B. T., & Simamora, B. A. (2022). Pengaruh Literasi Keuangan dan Lingkungan Keluarga Terhadap Perilaku Keuangan Mahasiswa. Edu Cendikia: Jurnal Ilmiah Kependidikan, 2(02), 458-463.

Sina, Peter Garlans. 2012. Analisis Literasi Ekonomi. Jurnal Economia 8(2): 135–43.

Zhu, A.Y.F. 2018. Parental Socialization and Financial Capability Among Chinese Adolescents in Hong Kong. Journal of Family and Economic Iss 39, 566–576. DOI: https://doi.org/10.1007/s10834-018-9584-5

Downloads

Published

2022-12-15

How to Cite

Arista Elok Dwi Rangga, Agung Haryono, & Sugeng Hadi Utomo. (2022). THE INFLUENCE OF FAMILY ECONOMIC EDUCATION, SELF-CONTROL, AND INDIVIDUAL MODERNITY ON CONSUMPTIVE BEHAVIOR THROUGH FINANCIAL LITERACY IN BACHELOR STUDENTS OF THE FACULTY OF ECONOMICS AND BUSINESS, UNIVERSITAS NEGERI MALANG CLASS OF 2020. LITERACY : International Scientific Journals of Social, Education, Humanities, 1(3), 65–79. https://doi.org/10.56910/literacy.v1i3.319

Similar Articles

1 2 3 4 > >> 

You may also start an advanced similarity search for this article.